HomeCare
INSURANCE

Introduction

A range of Home Insurance plans which you can select as per your needs. HomeCare plans are exclusively designed. Home insurance plans that provides extensive cover for Cash, Jewelry, Home contents as well as Home Structure. The plan coverage is also extended for Loss of Rent in Plan B & C only.

This policy is designed with the intention to provide the maximum risk coverage for Home Contents & Building. Some major risks are specified below:
  • Fire & Lightning
  • Riot & Strike
  • Malicious Damage
  • Explosion
  • Impact Damage
  • Atmospheric Disturbance
  • Aircraft Damage
  • Burglary
  • Loss of Rent
  • Earthquake
  • Accidental Glass Breakage (Glazing)
  • Accidental Damage to underground tanks

  • Buy online in easy steps
  • Easy payment options of Cash on Delivery and Credit/ Debit Card
  • Dedicated Toll-free line for claims, queries, complaints and feedback
  • Speedy claim processing facility
  • Policy is received in real-time upon payment completion

Most beneficial features of Jubilee General HomeCare insurance include:
  • Structured product options
  • Individual can purchase multiple coverage for any/or each plan
  • No requirement of declaration
  • No under insurance applicable
  • Easy claim settlement process

There are 3 types of plans:
  • Plan A with a limit of PKR 650,000/-
  • Plan B with a limit of PKR 2,400,000/-
  • Plan C with a limit of PKR 4,800,000/-

  • The Insurance of this policy is subject to:
    • Pair/Set Clause
    • Terrorism and Sabotage Exclusion clause
    • Limitation and exclusions clause (LMA 3100)
  • Warranted that the said building is of R.C.C Pucca Construction
  • Karachi Jurisdiction and Law will be applicable
  • It is warranted that Jewelry covered under the within mentioned policy will be kept under lock & key when not in use
  • All Terms, Conditions and Exclusions as per standard Jubilee General HomeCare Policy wordings and Clauses

This policy does not cover death or bodily injury due to or resulting from-
  • Any consequential loss.
  • Damage due to Ionizing radiations or contamination or combustion of nuclear fuel.
  • Damage due to radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof.
  • Any loss or damage or liability, whether directly or indirectly by reason of, or in connection with war, invasion, act of foreign enemy, hostilities or warlike operations (whether war has been declared or not), civil war, rebellion, revolution.
  • Any loss destruction or damage directly occasioned by pressure waves caused by aircraft and other aerial devices travelling at sonic or supersonic speeds.
  • Others- Please refer to the policy document for complete set of exclusions.

Risk Assured Plan A Plan B Plan C
Building Structure - 1,000,000 2,000,000
Loss of Rent - 100,000 200,000
Content 500,000 1,000,000 2,000,000
Cash & Jewelry 150,000 300,000 600,000
Total Sum Insured 650,000 2,400,000 4,800,000
Net Premium (PKR) 13,000 24,000 39,500

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