LifestyleCare
INSURANCE

This policy has been specially designed to cover the insured in case of diagnosis of 7 major critical illnesses specified in this policy. Jubilee General Insurance will pay the lump sum amount if covered limit without asking for any medical tests or bills following are the product features:

There are seven Critical Diseases covered under this policy which are as follows:

  • Cancer
  • Open Chest Coronary Artery Bypass Surgery
  • Heart Attack (Myocardial Infarction)
  • Kidney Failure
  • Stroke
  • Major Organ Transplant
  • Paralysis

  • Silver with Sum insured of Rs. 300,000
  • Gold with Sum insured of Rs. 500,000
  • Diamond with Sum insured of Rs. 700,000
  • Platinum with Sum insured of Rs. 1,000,000

LifeStyleCare

Hospitalization Limit:   300,000 500,000 700,000 1,000,000
  Age Band Silver Gold Diamond Platinum
Net Premium Net Premium Net Premium Net Premium
Max Entry Age 18 35 1,900 2,770 3,650 4,950
36 40 2,650 4,010 5,400 7,450
41 45 3,780 5,900 8,000 11,200
46 50 6,000 9,600 13,201 18,600
Renewals Only 51 55 10,970 17,880 21,650 30,650
56 60 16,840 27,670 33,550 47,700

Note: Above rates are inclusive FIF & Stamp duty but Excluding 4% advance tax for non filers.

Entry Age: Proposer/ Spouse- 18-49 (Once covered, policy can be renewed yearly till age 60).

Children: 1 year -23 years.
Single premium covers a family of maximum 06 (self + Spouse + up to 4 children)
Family Premium: Will depend on the age (Next Birthday) of the eldest member and the package premium will cover a maximum of 06 persons-Self, Spouse and 04 Children.

  • No Medical tests will be required
  • Entry Age- 18-50 (Once covered, policy can be renewed yearly continue till age 60)
  • Will not cover any critical illness occurring during the first 90 days of the policy. This waiting period does not apply for renewal
  • Benefits will not be available for Pre-existing Conditions
  • Insured person need to survive for 30 days from the date of diagnosis of critical illness for claim to be admissible
  • Cover ceases for insured person if claim has been paid under the policy
  • Policy cannot be renewed if claim is already paid once

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