Private Car Third Party Liability
INSURANCE

Introduction:

Get Jubilee General’s Private Car Third Party Liability Insurance (as it is required by Law) to Protect you in case of Accident to Third Party Property and Bodily Injury.

COVERAGEs :

Third Party Liability on the insured in case of :

a. Death or bodily injury to a third party (except for the person employed by the insured)
b. Damage to property of a third party (except for the property held in trust or custody by the insured of a third party)
c. Indemnity to any person driving any on insured order/permission given that he is not entitled to indemnity under any other policy
d. Indemnity to the insured even when he is driving a vehicle not belonging to him and not hired by him under a hire purchase agreement
e. In case of death of a third party, the company will indemnify the deceased’s personal representatives in the terms of and subject to the limitations of the policy

  • Vehicle age : Up to 30 years
  • Maximum Cubic Capacity Allowed :4000 CC
  • Maximum Sum Insured/IEV : No Restriction
  • Vehicle Type : Private
  • Minimum Premium Payable (0-200 CC) : Rs. 1290/- (inclusive of all taxes and levies)

  • An immediate notice to the company to be issued in case of a claim arising
  • In case of theft of the insured vehicle, an immediate notice to the police is mandatory
  • In case the insured loses his original excise duty and taxation papers, he should immediately inform the company within 48 hours
  • Cancellation of policy by the company or the insured on a 7 days’ notice with return of premium on pro rata basis

  • Own damage of any kind to the insured vehicle.
  • Medical Expenses/Accidental Injury to the driver and occupants.
  • Any accident or injury caused/sustained outside the geographical area.
  • Any loss occurring from radiation, nuclear fuel or weapons.
  • Any loss occurring as a result of the insured driving under influence of liquor or drugs.
  • Any loss occurring as a result of war & civil unrest, etc.
  • Claim arising out of any contractual liability.
  • Any loss occurring in case of the vehicle being driven by any person other than a driver as described in the schedule.
  • Others- Please refer to the policy document for complete set of exclusions

Cubic CapacityGross Premium*
0-1000 CC Rs. 1000/-
1001-4000 CC As per Cubic Capacity

*Admin Surcharge and Standard Levies, Taxes and Stamp Duties be Applicable *4% Advance Tax will be applicable for a Non-Filer as per Section 236U of the Income Tax Ordinance 2001